It pays to read the fine print, or better yet, have an attorney do it for you. And remember, with a LegalShield plan document review is free as part of the monthly membership. From Mark Huffman of ConsumerAffairs: Wells Fargo has revealed that approximately 570,000 consumers who financed auto purchases through the bank may have been sold a collateral protection insurance (CPI) without their ...read more

I found this really interesting. Maybe AI can be scary, but in this instance AI is showing promise. Identity theft is often a multi-layered process. Once a thief gets one bit of your information, they try to use it to get more. The hackers behind the 2015 data breach of the US Internal Revenue Service (IRS), for example, used personal information they’d previously stolen from thousands of ...read more

From an article in ConsumerAffairs: “ Here's a good reason to carefully guard your credit card information. A new report predicts thieves are stepping up their credit card fraud activities. The Radial eCommerce Fraud Technology Lab reports what it calls an alarming increase in credit card "testing." That's when criminals who have obtained stolen credit card numbers use ...read more

From an article in Forbes Magazine . This is scary. My mother-in-law actually received her application for Medicare back from Riverside County which had been obviously opened. Whoever sent it back had merely used the metal clip without securing the lip. The metal clip was broken and the paperwork was out of sequence. I immediately signed her up for IDShield. I felt it was worth the $9.95 each ...read more

Every day I see more and more issues with all types of identity theft. I read this from a publication called “DailyDirt”. It reminds me of the issue with Apple cell phones. Can you imagine the government obtaining a 'backdoor' program for iPhones? How quickly do you think that software would be hacked? Read on . . . “ Last year, the personal records of 100,000 taxpayers ...read more

By combining our Small Business plan with our partner company GoSmallBiz a small business lessens the chance of risk. With LegalShield Small Business Solutions our goal is to give small businesses big business resources on a small business budget; “ According to Small Business Administration (SBA) statistics approximately 40% of small businesses fail to survive more than three years. It is ...read more

Tis the season for shopping, and retailers big and small are enticing customers with their best deals of the year. According to TIME , this year also represented an important shift: sales in brick-and-mortar stores on Black Friday dropped from $11.6 billion in 2014 to $10.4 billion in 2015, while online sales jumped 14 percent to $2.72 billion. “Brick and mortar stores will never go away, ...read more

Your membership with IDShield is chock full of information and we receive timely newsletters about items we may never think of. If you are an 'oldie' on the web you may find this interesting: “ Abandoned Online Accounts . . . How many social networking websites do you participate in? How many sites are there where you have an account that you no longer use to socialize with others? ...read more

Happy Halloween, and another scary story eminating from the IRS. Add this bit of information to the tax scams we've spoken about before. Found this in an AARP article by Sid Kirchheimer : “ IRS impostors have a new scam: fake emails that claim to contain a tax bill related to the Affordable Care Act. This latest scheme, which triggered a warning from the Internal Revenue Service late ...read more

Fraudsters exploiting loophole in Do Not Call law . . . it's that time of year again. These thieves know no boundries. You thnk you're safe because you're on the Do Not Call list . . . think again! Here's an article from ConsumerAffairs: “ The election is just three weeks away and chances are, your telephone has been ringing more than usual. That's because even if your ...read more

From a recent AARP article. This pops up every once in awhile. It seems like scams run in cycles. You ever see an ad on TV that you haven't seen for quite some time? It seems the same with scam – there's seasonal scams, and then there are scams that seemed to go away. But then come back – bigger and better than ever! “ The latest ploy cybercrooks are using to spread ...read more

Your movements could be tracked by your employer, your spouse, a stalker, or advertisers Another article I found concerning hacking of autos. You remember the story about hacking GM WiFi enabled cars and the like. Well, it continues. Here's a story from Consumer Affairs: “ What if your car could talk? What might it say about you? Would it gossip with other cars or divulge your secrets ...read more

Subtitle: Security expert calls it a 'nightmare' for corporate networks Almost like a Trojan Horse. When this game became popular I thought that it would come to this. Or was this part of the original software. And as we know, businesses are very vulnerable. Keeping up with security risks can be expensive. Found this in the latest edition from Consumer Affairs: “ Sometimes it can ...read more