From a local news story in North Dakota. Read the bottom. How nice being offered monitoring for one year. However, if like similar offerings, aka Target, the monitoring will only cover breaches as a result of this event. You need complete monitoring. The North Dakota Department of Human Services is notifying 2,452 Medicaid program recipients or their guardians/personal representatives about a ...read more

Sometimes change is good, but the hidden message here is LESS cybersecurity for the consumer. An article from ConsumerAffairs: Some of the major banks have proposed changes to Dodd-Frank financial reform rules governing the way consumers access their financial information. Personal Capital, a firm providing financial asset tracking tools, charges the bank-supported changes would restrict ...read more

Well, you've probably read that our state leaders are increasing our gasoline taxes another 12 cents to pay for infrastructure improvements, including streets. I won't get political here but now is the time to go back to gas station shopping. This was my thing when gas pricing had gone through the roof. Maybe time to re-institute comparison shopping: “ The price of gasoline has been ...read more

A lthough concern runs high, most consumers do little to nothing to protect themselves. An article from ConsumerAffairs' founder and former editor, Jim Hood says, “Americans don't agree on much these days, but on one topic, we're united -- most of us have been data breach victims, according to a new study. Democratic Party leaders were famously hacked, possibly by the Russian ...read more

My wife recently had knee surgery and was laid up in a care facility for physical therapy for a couple of weeks. As I become more aware of identity theft and fraud my eyes are opening up to how easy this is. In both facilities, I could not believe how easy it is to get around. And as staff became more familiar with my 'smiling face' it would have made it that much easier to move around. ...read more

"If your business accepts credit or debit cards you may have to deal with disputed charges, also known as chargebacks. Chargebacks were developed to protect consumers from fraud and defective products but when misused the system can be costly for legitimate business owners. The following tips are designed to help you prevent chargebacks and challenge any that you may receive in error. If you ...read more

I tell folks to read the fine print with LifeLock. My wife was part of a Class Action suit. LifeLock settled for $68M and with no admission of guilt. Last week she received a check for $19.82!! Do you really want to play games or get REAL protection from Licensed Investigators. Remember, your information is personal . . . Let us keep it that way. “ Identity theft protection company LifeLock ...read more

I had read sometime back, that many contractors were including in their contract with you a clause stating that the contractor would be able to sue you if you wrote a bad review about that contractor. As a member of LegalShield we receive timely newsletters. And remember, with LegalShield one of the benefits is Trial Defense Services. So, if you or your spouse are named as a defendant or ...read more

Whether with IDShield or some other service, it is important to have some sort of monitoring. Especially with the recent Yahoo breach – 500 MILLION accounts stolen. Here's an update: Security analysts report that the Yahoo Data Breach, initially thought to be a state-sponsored hack, was actually perpetrated by Eastern European Organized Crime . Over 500 million records were ...read more

A study finds these legal documents are over the heads of most consumers Why take the chance on “playing” lawyer? With our legal plan costing under $20/month don't take the chance. Do you have a cell phone? What about satellite or cable TV? Have you ever pressed “Accept” on a phone app? All these are contracts. Doesn't it make sense to have a qualified attorney ...read more

It's an on-going concern that will only grow. Unfortunately many children don't find out that they have been a victim until they apply for some sort of credit. This is years later! Also, and this is very disturbing, but a good percentage of child identity theft is directly attributed to THEIR PARENTS. I'm not going to pass judgment, but why would a parent put a child at this kind of ...read more

Nearly two-thirds of Americans own a smartphone. For many it is the primary access point for email and web browsing. Businesses have also taken advantage of these tools to speed up service or promote a brand. If your business is not mobile ready, it probably should be. The following information explains the benefits of mobile technology and how it may help you grow your business. Google Searches ...read more

As a LegalShield member we receive timely information from time-to-time. The following is the latest article: “ If you fail to properly collect or report sales tax you could face sizable fines or even prosecution. Many states and localities require collection of a sales tax. As a small business owner it is your responsibility to understand the sales tax laws that apply to your business. ...read more