News for Chamber

Sunday, August 06, 2017
Let me ask you, is a contract written to protect the seller, or the buyer? I love it when I sit down with a potential LegalShield client concerning protecting their legal rights and personal information against identity theft. They tell me they don't sign contracts, especially when it comes to cell, cables, and other such utilities. Well, I beg to differ. These are all contracts, and should ...read more
Categories: Economic, General News Article, Chamber, Education, Human Interest
Monday, July 31, 2017
It pays to read the fine print, or better yet, have an attorney do it for you. And remember, with a LegalShield plan document review is free as part of the monthly membership. From Mark Huffman of ConsumerAffairs: Wells Fargo has revealed that approximately 570,000 consumers who financed auto purchases through the bank may have been sold a collateral protection insurance (CPI) without their ...read more
Categories: Chamber, Education, Human Interest, Economic, General News Article
Sunday, June 25, 2017
It's that time of year again. And unfortunately, it's getting scary to leave your home unattended for any length of time. Yea, we have video, but from reading different articles, and news programs, thieves really don't care. You're opening up for all different kinds of identity theft, besides just the ramsacking of your home and all those legal ramifications. One quick tip, DO NOT ...read more
Categories: Chamber, General News Article, Economic, Education, Human Interest
Sunday, June 11, 2017
I found this really interesting. Maybe AI can be scary, but in this instance AI is showing promise. Identity theft is often a multi-layered process. Once a thief gets one bit of your information, they try to use it to get more. The hackers behind the 2015 data breach of the US Internal Revenue Service (IRS), for example, used personal information they’d previously stolen from thousands of ...read more
Categories: Chamber, Community, Economic, General News Article
Monday, June 05, 2017
From a local news story in North Dakota. Read the bottom. How nice being offered monitoring for one year. However, if like similar offerings, aka Target, the monitoring will only cover breaches as a result of this event. You need complete monitoring. The North Dakota Department of Human Services is notifying 2,452 Medicaid program recipients or their guardians/personal representatives about a ...read more
Categories: Chamber, Economic, Education, General News Article, Human Interest
Monday, May 29, 2017
From an article in ConsumerAffairs: “ Here's a good reason to carefully guard your credit card information. A new report predicts thieves are stepping up their credit card fraud activities. The Radial eCommerce Fraud Technology Lab reports what it calls an alarming increase in credit card "testing." That's when criminals who have obtained stolen credit card numbers use ...read more
Categories: General News Article, Economic, Chamber, Education, Human Interest
Monday, May 08, 2017
Sometimes change is good, but the hidden message here is LESS cybersecurity for the consumer. An article from ConsumerAffairs: Some of the major banks have proposed changes to Dodd-Frank financial reform rules governing the way consumers access their financial information. Personal Capital, a firm providing financial asset tracking tools, charges the bank-supported changes would restrict ...read more
Categories: Chamber, Education, Human Interest, Economic, General News Article
Monday, April 17, 2017
From an article in Forbes Magazine . This is scary. My mother-in-law actually received her application for Medicare back from Riverside County which had been obviously opened. Whoever sent it back had merely used the metal clip without securing the lip. The metal clip was broken and the paperwork was out of sequence. I immediately signed her up for IDShield. I felt it was worth the $9.95 each ...read more
Categories: Chamber, Education, Human Interest, Economic, General News Article
Sunday, April 02, 2017
Well, you've probably read that our state leaders are increasing our gasoline taxes another 12 cents to pay for infrastructure improvements, including streets. I won't get political here but now is the time to go back to gas station shopping. This was my thing when gas pricing had gone through the roof. Maybe time to re-institute comparison shopping: “ The price of gasoline has been ...read more
Categories: Economic, General News Article, Chamber, Education, Human Interest
Monday, March 06, 2017
Every day I see more and more issues with all types of identity theft. I read this from a publication called “DailyDirt”. It reminds me of the issue with Apple cell phones. Can you imagine the government obtaining a 'backdoor' program for iPhones? How quickly do you think that software would be hacked? Read on . . . “ Last year, the personal records of 100,000 taxpayers ...read more
Categories: Chamber, Economic, General News Article, Human Interest
Monday, January 30, 2017
A lthough concern runs high, most consumers do little to nothing to protect themselves. An article from ConsumerAffairs' founder and former editor, Jim Hood says, “Americans don't agree on much these days, but on one topic, we're united -- most of us have been data breach victims, according to a new study. Democratic Party leaders were famously hacked, possibly by the Russian ...read more
Categories: Education, Economic, Political, Chamber, Human Interest, General News Article
Monday, January 23, 2017
By combining our Small Business plan with our partner company GoSmallBiz a small business lessens the chance of risk. With LegalShield Small Business Solutions our goal is to give small businesses big business resources on a small business budget; “ According to Small Business Administration (SBA) statistics approximately 40% of small businesses fail to survive more than three years. It is ...read more
Categories: Chamber, Economic, General News Article, Community, Education, Human Interest
Monday, December 12, 2016
My wife recently had knee surgery and was laid up in a care facility for physical therapy for a couple of weeks. As I become more aware of identity theft and fraud my eyes are opening up to how easy this is. In both facilities, I could not believe how easy it is to get around. And as staff became more familiar with my 'smiling face' it would have made it that much easier to move around. ...read more
Categories: Chamber, Economic, Human Interest, Community, General News Article
Monday, December 05, 2016
Tis the season for shopping, and retailers big and small are enticing customers with their best deals of the year. According to TIME , this year also represented an important shift: sales in brick-and-mortar stores on Black Friday dropped from $11.6 billion in 2014 to $10.4 billion in 2015, while online sales jumped 14 percent to $2.72 billion. “Brick and mortar stores will never go away, ...read more
Categories: Chamber, General News Article, Economic, Human Interest
Monday, November 28, 2016
"If your business accepts credit or debit cards you may have to deal with disputed charges, also known as chargebacks. Chargebacks were developed to protect consumers from fraud and defective products but when misused the system can be costly for legitimate business owners. The following tips are designed to help you prevent chargebacks and challenge any that you may receive in error. If you ...read more
Categories: Chamber, General News Article, Economic, Human Interest
Monday, November 14, 2016
Your membership with IDShield is chock full of information and we receive timely newsletters about items we may never think of. If you are an 'oldie' on the web you may find this interesting: “ Abandoned Online Accounts . . . How many social networking websites do you participate in? How many sites are there where you have an account that you no longer use to socialize with others? ...read more
Categories: Chamber, General News Article, Education, Human Interest
Monday, November 07, 2016
I tell folks to read the fine print with LifeLock. My wife was part of a Class Action suit. LifeLock settled for $68M and with no admission of guilt. Last week she received a check for $19.82!! Do you really want to play games or get REAL protection from Licensed Investigators. Remember, your information is personal . . . Let us keep it that way. “ Identity theft protection company LifeLock ...read more
Categories: Education, Human Interest, Chamber, General News Article
Monday, October 31, 2016
Happy Halloween, and another scary story eminating from the IRS. Add this bit of information to the tax scams we've spoken about before. Found this in an AARP article by Sid Kirchheimer : “ IRS impostors have a new scam: fake emails that claim to contain a tax bill related to the Affordable Care Act. This latest scheme, which triggered a warning from the Internal Revenue Service late ...read more
Categories: Chamber, Education, Human Interest, Economic, General News Article
Monday, October 24, 2016
I had read sometime back, that many contractors were including in their contract with you a clause stating that the contractor would be able to sue you if you wrote a bad review about that contractor. As a member of LegalShield we receive timely newsletters. And remember, with LegalShield one of the benefits is Trial Defense Services. So, if you or your spouse are named as a defendant or ...read more
Categories: Chamber, Economic, Human Interest, Community, General News Article
Wednesday, October 19, 2016
Fraudsters exploiting loophole in Do Not Call law . . . it's that time of year again. These thieves know no boundries. You thnk you're safe because you're on the Do Not Call list . . . think again! Here's an article from ConsumerAffairs: “ The election is just three weeks away and chances are, your telephone has been ringing more than usual. That's because even if your ...read more
Categories: Chamber, Education, General News Article, Human Interest
Monday, October 03, 2016
Whether with IDShield or some other service, it is important to have some sort of monitoring. Especially with the recent Yahoo breach – 500 MILLION accounts stolen. Here's an update: Security analysts report that the Yahoo Data Breach, initially thought to be a state-sponsored hack, was actually perpetrated by Eastern European Organized Crime . Over 500 million records were ...read more
Categories: General News Article, Chamber, Community, Human Interest
Monday, September 26, 2016
From a recent AARP article. This pops up every once in awhile. It seems like scams run in cycles. You ever see an ad on TV that you haven't seen for quite some time? It seems the same with scam – there's seasonal scams, and then there are scams that seemed to go away. But then come back – bigger and better than ever! “ The latest ploy cybercrooks are using to spread ...read more
Categories: Community, General News Article, Chamber, Economic, Human Interest
Monday, September 19, 2016
A study finds these legal documents are over the heads of most consumers Why take the chance on “playing” lawyer? With our legal plan costing under $20/month don't take the chance. Do you have a cell phone? What about satellite or cable TV? Have you ever pressed “Accept” on a phone app? All these are contracts. Doesn't it make sense to have a qualified attorney ...read more
Categories: Education, Economic, Chamber, Human Interest, General News Article
Tuesday, September 06, 2016
Your movements could be tracked by your employer, your spouse, a stalker, or advertisers Another article I found concerning hacking of autos. You remember the story about hacking GM WiFi enabled cars and the like. Well, it continues. Here's a story from Consumer Affairs: “ What if your car could talk? What might it say about you? Would it gossip with other cars or divulge your secrets ...read more
Categories: Economic, Human Interest, Chamber, General News Article
Thursday, September 01, 2016
It's an on-going concern that will only grow. Unfortunately many children don't find out that they have been a victim until they apply for some sort of credit. This is years later! Also, and this is very disturbing, but a good percentage of child identity theft is directly attributed to THEIR PARENTS. I'm not going to pass judgment, but why would a parent put a child at this kind of ...read more
Categories: Chamber, Economic, General News Article, Human Interest, Community, Education
Monday, August 22, 2016
Subtitle: Security expert calls it a 'nightmare' for corporate networks Almost like a Trojan Horse. When this game became popular I thought that it would come to this. Or was this part of the original software. And as we know, businesses are very vulnerable. Keeping up with security risks can be expensive. Found this in the latest edition from Consumer Affairs: “ Sometimes it can ...read more
Categories: Chamber, Economic, General News Article, Human Interest